We Fund When Others Won't
What Clients Ask The Most
Should I get a fixed rate or adjustable rate loan?
A fixed-rate loan provides consistent monthly payments throughout the loan term, making budgeting easier. An adjustable-rate loan may be available for qualifying borrowers who prefer greater flexibility. Our lending specialists will help you determine which option best suits your financial goals.
Can I change the term of my loan to reduce monthly repayment?
Yes. In many cases, loan terms and repayment structures can be adjusted before final loan approval. Our team will work with you to identify a repayment schedule that aligns with your financial needs, subject to underwriting approval.
I was declined, can I apply again?
Yes. If your application was declined, you are welcome to reapply. We generally recommend waiting at least 30 days, or until your financial circumstances have improved or additional supporting documentation is available. This allows us to reassess your application based on updated information.
What is the minimum and maximum term?
Our standard loan terms range from 1 to 25 years, depending on the loan program, borrower qualifications, and collateral. Longer terms of up to 30 years may be available for qualifying borrowers and selected loan products.
What are the minimum and maximum loan offer?
We offer financing from $25,000 up to $40,000,000, subject to borrower qualifications, collateral, underwriting approval, and the specific loan program.